Credit Card Payoff Spreadsheet, Multi-Card Debt Plan with Extra Payment (XLSX + ODS)
By EducoPrice in USD. Local taxes calculated at checkout.
Buy 3 or more, save 20% from this shop
- 1 ZIP download · XLSX, ODS, TTF, TXT, ZIP formats · 3 tabs; XLSX + ODS
- Buyer protection. Corrupt or mismatched files? Full refund.
Item details
A multi-card payoff plan: balances, APRs, minimums and an extra payment simulated month by month.
'Debts' takes up to six debts (balance, APR, minimum), a payoff-method dropdown and an extra monthly amount; SUMPRODUCT ranks the debts by highest APR (avalanche) or smallest balance (snowball). 'Plan' simulates 96 months: each debt gets interest and its minimum, and the leftover budget (all minimums plus your extra) rolls onto the top-priority debt until it is gone, then the next. Results show months to debt-free, the debt-free date and total interest, with a falling-balance line chart.
Example uses 4 fictional debts with extra payment $250 on the avalanche method.
Sheets arranged for this task: Debts: Up to 6 debts, payoff-method dropdown, extra payment, priority ranking, plan results and a chart.; Plan: 96-month simulation: five columns per debt in priority order plus total owed and interest..
All debts are invented examples; replace them with your own figures.
Download one ZIP containing XLSX + ODS workbook versions, Comfortaa, Atkinson Hyperlegible OFL font files and licences, and README.txt. The Start Here tab explains inputs, calculations and how to clear the worked entries.
The workbook contains 3114 formulas. Its moss design uses coloured input cells and separate calculation cells. Use the supplied fonts for the exact layout shown.
Works with spreadsheet software supporting XLSX + ODS files. Digital download; no macros or external data connections.
Live charts are in the XLSX version. The ODS copy retains the input cells, working formulas and numerical summaries without embedded chart objects.
File specs
| Formats | XLSX, ODS, TTF, TXT, ZIP |
|---|---|
| Dimensions | 3 tabs; XLSX + ODS |
| Color space | sRGB |
| Downloadable files | 1 ZIP download · XLSX, ODS, TTF, TXT, ZIP formats |
| Category | Templates |
| Last updated |
What you’ll download
- zipcredit-card-payoff-spreadsheet-multi-card-debt-plan-with-ext.zip189 KB
License and usage
- Personal · $4.99
- Use the files in your own non-commercial projects: home prints, gifts, personal social posts and school work. Anything made with them can’t be sold.
- Commercial · $14.97
- Use the files in client work and in products you sell, up to 5,000 units across all products. Credit is appreciated but not required.
No license allows reselling, sharing or redistributing the original files as they are, including in free packs or AI training sets.
