Debt Snowball Calculator Spreadsheet, Pay Off Smallest Balance First (XLSX + ODS)
By EducoPrice in USD. Local taxes calculated at checkout.
Buy 3 or more, save 20% from this shop
- 1 ZIP download · XLSX, ODS, TTF, TXT, ZIP formats · 3 tabs; XLSX + ODS
- Buyer protection. Corrupt or mismatched files? Full refund.
Item details
A snowball payoff planner: smallest balance first with your minimums and extra rolled onto the next debt.
Results show months to debt-free, the debt-free date and total interest, with a falling-balance line chart. 'Debts' takes up to six debts (balance, APR, minimum), a payoff-method dropdown and an extra monthly amount; SUMPRODUCT ranks the debts by highest APR (avalanche) or smallest balance (snowball). 'Plan' simulates 96 months: each debt gets interest and its minimum, and the leftover budget (all minimums plus your extra) rolls onto the top-priority debt until it is gone, then the next.
Example uses 5 fictional debts with extra payment $150 on the snowball method.
Workbook pages: Debts: Up to 6 debts, payoff-method dropdown, extra payment, priority ranking, plan results and a chart.; Plan: 96-month simulation: five columns per debt in priority order plus total owed and interest..
All debts are invented examples; replace them with your own figures.
Everything arrives in one ZIP. Inside: XLSX + ODS workbook versions, Lora, Atkinson Hyperlegible OFL font files and licences, and README.txt. The Start Here tab explains inputs, calculations and how to clear the worked entries.
The workbook contains 3114 formulas. Its coral reef design uses coloured input cells and separate calculation cells. Install the bundled fonts before editing to match the previews.
Works with spreadsheet software supporting XLSX + ODS files. Digital download; no macros or external data connections.
Live charts are in the XLSX version. The ODS copy retains the input cells, working formulas and numerical summaries without embedded chart objects.
File specs
| Formats | XLSX, ODS, TTF, TXT, ZIP |
|---|---|
| Dimensions | 3 tabs; XLSX + ODS |
| Color space | sRGB |
| Downloadable files | 1 ZIP download · XLSX, ODS, TTF, TXT, ZIP formats |
| Category | Templates |
| Last updated |
What you’ll download
- zipdebt-snowball-calculator-spreadsheet-pay-off-smallest-balanc.zip213 KB
License and usage
- Personal · $6.49
- Use the files in your own non-commercial projects: home prints, gifts, personal social posts and school work. Anything made with them can’t be sold.
- Commercial · $12.99
- Use the files in client work and in products you sell, up to 5,000 units across all products. Credit is appreciated but not required.
No license allows reselling, sharing or redistributing the original files as they are, including in free packs or AI training sets.
