Debt Payoff Planner Spreadsheet, Compare Snowball and Avalanche (ODS)
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- 1 ZIP download · ODS, TTF, TXT, ZIP formats · 3 tabs; ODS
- Buyer protection. Corrupt or mismatched files? Full refund.
Item details
A payoff planner with a method dropdown so you can compare snowball and avalanche on the same four debts.
'Plan' simulates 96 months: each debt gets interest and its minimum, and the leftover budget (all minimums plus your extra) rolls onto the top-priority debt until it is gone, then the next. Results show months to debt-free, the debt-free date and total interest, with a falling-balance line summary table. 'Debts' takes up to six debts (balance, APR, minimum), a payoff-method dropdown and an extra monthly amount; SUMPRODUCT ranks the debts by highest APR (avalanche) or smallest balance (snowball).
Example uses 4 fictional debts with extra payment $180 on the avalanche method.
Sheets arranged for this task: Debts: Up to 6 debts, payoff-method dropdown, extra payment, priority ranking, plan results and a summary table.; Plan: 96-month simulation: five columns per debt in priority order plus total owed and interest..
All debts are invented examples; replace them with your own figures.
A single ZIP contains ODS workbook, Atkinson Hyperlegible, Nunito OFL font files and licences, and README.txt. The Start Here tab explains inputs, calculations and how to clear the worked entries.
The workbook contains 3114 formulas. Its midnight teal design uses coloured input cells and separate calculation cells. Use the supplied fonts for the exact layout shown.
Works with spreadsheet software supporting ODS files. Digital download; no macros or external data connections.
This ODS edition presents calculated results as cells and summary tables.
File specs
| Formats | ODS, TTF, TXT, ZIP |
|---|---|
| Dimensions | 3 tabs; ODS |
| Color space | sRGB |
| Downloadable files | 1 ZIP download · ODS, TTF, TXT, ZIP formats |
| Category | Templates |
| Last updated |
What you’ll download
- zipdebt-payoff-planner-spreadsheet-compare-snowball-and-avalanc.zip143 KB
License and usage
- Personal · $5.49
- Use the files in your own non-commercial projects: home prints, gifts, personal social posts and school work. Anything made with them can’t be sold.
- Commercial · $10.99
- Use the files in client work and in products you sell, up to 5,000 units across all products. Credit is appreciated but not required.
No license allows reselling, sharing or redistributing the original files as they are, including in free packs or AI training sets.
