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Mortgage Refinance Comparison Spreadsheet, Break-Even Calculator (XLSX + ODS)

Personal license: $4.99
Commercial license: $14.97

Price in USD. Local taxes calculated at checkout.

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  • 1 ZIP download · XLSX, ODS, TTF, TXT, ZIP formats · 3 tabs; XLSX + ODS
  • Buyer protection. Corrupt or mismatched files? Full refund.

Item details

A refinance comparison: put the current loan in the first column and two refinance offers next to it to see monthly saving and months to recover fees.

'Compare' sets 3 offers (Current loan, Refinance 1, Refinance 2) in columns: amount, rate, term and fees in, then payment, total of payments, total interest, total cost with fees and cost per $1,000 out. A winner row flags the cheapest total cost; a break-even row divides extra upfront fees by the monthly saving versus the first offer. 'Chart Data' stacks interest and fees per offer.

Workbook pages: Compare: 3 offers side by side with PMT-based payment, total interest, total cost, cost per $1,000, winner flag and break-even months.; Chart Data: Interest and fees per offer with a stacked column chart..

The offers are invented examples.

Download one ZIP containing XLSX + ODS workbook versions, Atkinson Hyperlegible, Nunito OFL font files and licences, and README.txt. The Start Here tab explains inputs, calculations and how to clear the worked entries.

The workbook contains 33 formulas. Its peach design uses coloured input cells and separate calculation cells. Install the bundled fonts before editing to match the previews.

Works with spreadsheet software supporting XLSX + ODS files. Digital download; no macros or external data connections.

Live charts are in the XLSX version. The ODS copy retains the input cells, working formulas and numerical summaries without embedded chart objects.

File specs

FormatsXLSX, ODS, TTF, TXT, ZIP
Dimensions3 tabs; XLSX + ODS
Color spacesRGB
Downloadable files1 ZIP download · XLSX, ODS, TTF, TXT, ZIP formats
CategoryTemplates
Last updated

What you’ll download

  • zipmortgage-refinance-comparison-spreadsheet-break-even-calcula.zip129 KB

License and usage

Personal · $4.99
Use the files in your own non-commercial projects: home prints, gifts, personal social posts and school work. Anything made with them can’t be sold.
Commercial · $14.97
Use the files in client work and in products you sell, up to 5,000 units across all products. Credit is appreciated but not required.

No license allows reselling, sharing or redistributing the original files as they are, including in free packs or AI training sets.

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Quick answers

What files are included with Mortgage Refinance Comparison Spreadsheet, Break-Even Calculator (XLSX + ODS)?

1 ZIP download · XLSX, ODS, TTF, TXT, ZIP formats; 3 tabs; XLSX + ODS. See Item details and What you’ll download for the contents of each package.

Can I use these files commercially?

Yes, with the Commercial license ($14.97) for client work and products up to 5,000 sales. The Personal license ($4.99) is for projects you don’t sell.

Which apps and devices does it work with?

The supplied formats are XLSX, ODS, TTF, TXT, ZIP. Check that your app and device support these files and the features you need before buying.

How do I get my files after buying?

After payment, download your files from Purchases in your Esano account. If a download is a ZIP, unzip it to access the files inside. No physical item is shipped.

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