Personal Loan Payoff Spreadsheet, Extra Payment Calculator (XLSX + ODS)
By EducoPrice in USD. Local taxes calculated at checkout.
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- 1 ZIP download · XLSX, ODS, TTF, TXT, ZIP formats · 4 tabs; XLSX + ODS
- Buyer protection. Corrupt or mismatched files? Full refund.
Item details
A personal-loan payoff calculator with extra payment inputs that shows the earlier payoff date and interest saved.
'Amortization' lists up to 84 payments with date, beginning balance, payment, extra, interest, principal and ending balance with each extra payment applied straight to principal. 'Yearly Summary' adds the schedule into 7 yearly rows and charts interest against principal and the falling balance. 'Loan Calculator' takes the loan amount, rate, term and first payment date and reports the payment, total interest, total paid, number of payments and final payment date.
Extra-payment cells (recurring and one-time) show interest saved and payments saved against the plain schedule. Payments are monthly.
Sheets arranged for this task: Loan Calculator: Inputs (amount, rate, term, start date, extra payments), results block and balance chart.; Amortization: Schedule for up to 84 payments: date, beginning balance, payment, extra, interest, principal, ending balance.; Yearly Summary: 7 rows of yearly payments, interest, principal and ending balance plus two charts..
The default inputs are a made-up personal loan of about $15,000; replace them with your own figures.
All files arrive together in one ZIP: XLSX + ODS workbook versions, Lexend, Andika OFL font files and licences, and README.txt. The Start Here tab explains inputs, calculations and how to clear the worked entries.
The workbook contains 792 formulas. Its moss design uses coloured input cells and separate calculation cells. Unzip and install the included typefaces before opening the sheet.
Works with spreadsheet software supporting XLSX + ODS files. Digital download; no macros or external data connections.
Live charts are in the XLSX version. The ODS copy retains the input cells, working formulas and numerical summaries without embedded chart objects.
File specs
| Formats | XLSX, ODS, TTF, TXT, ZIP |
|---|---|
| Dimensions | 4 tabs; XLSX + ODS |
| Color space | sRGB |
| Downloadable files | 1 ZIP download · XLSX, ODS, TTF, TXT, ZIP formats |
| Category | Templates |
| Last updated |
What you’ll download
- zippersonal-loan-payoff-spreadsheet-extra-payment-calculator.zip158 KB
License and usage
- Personal · $4.99
- Use the files in your own non-commercial projects: home prints, gifts, personal social posts and school work. Anything made with them can’t be sold.
- Commercial · $14.97
- Use the files in client work and in products you sell, up to 5,000 units across all products. Credit is appreciated but not required.
No license allows reselling, sharing or redistributing the original files as they are, including in free packs or AI training sets.
