Student Loan Calculator Spreadsheet, 10-Year Repayment Schedule (XLSX + ODS)
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- 1 ZIP download · XLSX, ODS, TTF, TXT, ZIP formats · 4 tabs; XLSX + ODS
- Buyer protection. Corrupt or mismatched files? Full refund.
Item details
A student-loan repayment calculator with a 10-year default term, a payment-by-payment schedule and yearly totals.
'Loan Calculator' takes the loan amount, rate, term and first payment date and reports the payment, total interest, total paid, number of payments and final payment date. 'Amortization' lists up to 300 payments with date, beginning balance, payment, extra, interest, principal and ending balance using PMT, IPMT and PPMT. 'Yearly Summary' adds the schedule into 25 yearly rows and charts interest against principal and the falling balance.
Built on PMT, IPMT and PPMT so every figure can be audited cell by cell. Payments are monthly.
Included working areas: Loan Calculator: Inputs (amount, rate, term, start date), results block and balance chart.; Amortization: Schedule for up to 300 payments: date, beginning balance, payment, extra, interest, principal, ending balance.; Yearly Summary: 25 rows of yearly payments, interest, principal and ending balance plus two charts..
The default inputs are a made-up student loan of about $32,000; replace them with your own figures.
Everything arrives in one ZIP. Inside: XLSX + ODS workbook versions, Montserrat, Andika OFL font files and licences, and README.txt. The Start Here tab explains inputs, calculations and how to clear the worked entries.
The workbook contains 2806 formulas. Its coral reef design uses coloured input cells and separate calculation cells. Use the supplied fonts for the exact layout shown.
Works with spreadsheet software supporting XLSX + ODS files. Digital download; no macros or external data connections.
Live charts are in the XLSX version. The ODS copy retains the input cells, working formulas and numerical summaries without embedded chart objects.
File specs
| Formats | XLSX, ODS, TTF, TXT, ZIP |
|---|---|
| Dimensions | 4 tabs; XLSX + ODS |
| Color space | sRGB |
| Downloadable files | 1 ZIP download · XLSX, ODS, TTF, TXT, ZIP formats |
| Category | Templates |
| Last updated |
What you’ll download
- zipstudent-loan-calculator-spreadsheet-10-year-repayment-schedu.zip205 KB
License and usage
- Personal · $4.99
- Use the files in your own non-commercial projects: home prints, gifts, personal social posts and school work. Anything made with them can’t be sold.
- Commercial · $9.99
- Use the files in client work and in products you sell, up to 5,000 units across all products. Credit is appreciated but not required.
No license allows reselling, sharing or redistributing the original files as they are, including in free packs or AI training sets.












