Mortgage Calculator Spreadsheet, 30-Year Payment Schedule with PITI (XLSX)
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- 1 ZIP download · XLSX, TTF, TXT, ZIP formats · 4 tabs; XLSX
- Buyer protection. Corrupt or mismatched files? Full refund.
Item details
A fixed-rate mortgage calculator in spreadsheet form: price, down payment, rate and term in, monthly payment, full PITI cost and a 30-year schedule out.
'Amortization' lists up to 480 payments with date, beginning balance, payment, extra, interest, principal and ending balance using PMT, IPMT and PPMT. 'Loan Calculator' takes the home price, down payment %, rate, term, property tax, home insurance and mortgage insurance and reports the payment, total interest, total paid, number of payments and final payment date. 'Yearly Summary' adds the schedule into 40 yearly rows and charts interest against principal and the falling balance.
Built on PMT, IPMT and PPMT so every figure can be audited cell by cell. Payments are monthly.
Sheets arranged for this task: Loan Calculator: Inputs (price, down payment, rate, term, start date), results block and balance chart.; Amortization: Schedule for up to 480 payments: date, beginning balance, payment, extra, interest, principal, ending balance.; Yearly Summary: 40 rows of yearly payments, interest, principal and ending balance plus two charts..
The default inputs are a made-up mortgage loan of about $288,000; replace them with your own figures.
Download one ZIP containing XLSX workbook, Montserrat, Andika OFL font files and licences, and README.txt. The Start Here tab explains inputs, calculations and how to clear the worked entries.
The workbook contains 4489 formulas. Its sunset orange design uses coloured input cells and separate calculation cells. Install the bundled fonts before editing to match the previews.
Works with spreadsheet software supporting XLSX files. Digital download; no macros or external data connections.
File specs
| Formats | XLSX, TTF, TXT, ZIP |
|---|---|
| Dimensions | 4 tabs; XLSX |
| Color space | sRGB |
| Downloadable files | 1 ZIP download · XLSX, TTF, TXT, ZIP formats |
| Category | Templates |
| Last updated |
What you’ll download
- zipmortgage-calculator-spreadsheet-30-year-payment-schedule-wit.zip181 KB
License and usage
- Personal · $5.49
- Use the files in your own non-commercial projects: home prints, gifts, personal social posts and school work. Anything made with them can’t be sold.
- Commercial · $15.99
- Use the files in client work and in products you sell, up to 5,000 units across all products. Credit is appreciated but not required.
No license allows reselling, sharing or redistributing the original files as they are, including in free packs or AI training sets.












