Personal Loan Calculator Template with Extra Payments, Full Payment Schedule
By EducoPrice in USD. Local taxes calculated at checkout.
Buy 3 or more, save 20% from this shop
- 1 ZIP download · XLSX, ODS, ZIP formats · ZIP: XLSX + ODS, 5 tabs
- Buyer protection. Corrupt or mismatched files? Full refund.
Item details
A personal loan amortization workbook: PMT-based payment, 360-row schedule with interest and principal split, yearly summary table and charts.
Tabs inside: Example Loan - worked personal loan example, yearly summary and charts | Example Schedule - full example schedule (36 payments) | Loan - blank inputs, results, yearly summary and two charts | Schedule - blank schedule engine for up to 360 payments
What you get: - Schedule tab with up to 360 payments: date, opening balance, payment, interest, principal, extra payment and closing balance. - Interest saved and months saved compared with the scheduled term, plus payoff date. - Interest is rounded to the cent each period and the final payment clears the exact balance. - Yearly summary with interest, principal and ending balance for each year of the loan. - Monthly payment calculated with the standard PMT formula (handles a 0% rate too).
The purchase is one ZIP file containing the .xlsx and the .ods; both hold the same 5 tabs, formulas and drop-down lists. Use a spreadsheet application that supports XLSX or ODS. The design is set in the free open-license Josefin Sans typeface in a graphite and orange colour theme; if the font is not installed your app swaps in a similar one without breaking the layout. The sheets are not locked or password-protected; edit anything you like.
The XLSX edition includes editable charts. The ODS edition contains the matching worksheets and formulas without embedded charts.
Works with XLSX spreadsheet apps, ODS spreadsheet apps.
File specs
| Formats | XLSX, ODS, ZIP |
|---|---|
| Dimensions | ZIP: XLSX + ODS, 5 tabs |
| Downloadable files | 1 ZIP download · XLSX, ODS, ZIP formats |
| Category | Planners & Printables |
| Last updated |
What you’ll download
- ziploan-amortization-calculator-car-2027.zip157 KB
License and usage
- Personal · $6.49
- Use the files in your own non-commercial projects: home prints, gifts, personal social posts and school work. Anything made with them can’t be sold.
- Commercial · $13.98
- Use the files in client work and in products you sell, up to 5,000 units across all products. Credit is appreciated but not required.
No license allows reselling, sharing or redistributing the original files as they are, including in free packs or AI training sets.
